Cooperative Development Exchange
The Cooperative Development Exchange (CDE) is a dedicated digital marketplace for tokenized cooperative debentures, operating under the regulatory framework of the Securities and Exchange Commission of Zimbabwe (SECZ) and designed to enable Africa's cooperative members, about 46 million in savings and credit cooperatives (WOCCU, 2024), to access institutional-grade investment products. Service level agreement and mandate signed with AfriVest.
CDE integrates blockchain technology with regulatory oversight to create a transparent, efficient marketplace for cooperative-issued financial instruments. The platform supports primary offerings and secondary market trading of tokenized debentures, with a 30% retained investment model for risk management. Designed for full integration with AfriVest's Co-operative Assets App, CDE aims to provide cooperatives with direct access to capital markets while giving investors exposure to Africa's cooperative economy.
2025
Harare, Zimbabwe
What Cooperative Development Exchange Does
The core infrastructure capabilities Cooperative Development Exchange brings to the partnership.
Primary Debenture Offerings
Facilitates initial debenture offerings (IDOs) for cooperatives, enabling agricultural, housing, savings, and energy cooperatives to raise capital through tokenized instruments.
Secondary Market Trading
Provides a regulated secondary market for cooperative debentures, enabling liquidity, price discovery, and portfolio management for institutional and retail investors.
Regulatory Compliance (SECZ)
Designed to operate under the Securities and Exchange Commission of Zimbabwe regulatory framework with FATF alignment, ensuring investor protection, AML compliance, and cross-border regulatory recognition.
Risk Management (30% Retained Model)
Innovative 30% retained investment model ensuring cooperatives maintain skin-in-the-game, aligning incentives between issuers and investors for sustainable growth.
Instant Settlement (T+0)
Blockchain-based settlement infrastructure enabling instant (T+0) clearing of cooperative debenture trades, eliminating counterparty risk and settlement delays.
Multi-Currency Support
Supports transactions in ZWG, ZAR, USD, and AfriVest stablecoins, enabling cross-border cooperative investment without currency friction.
What We Build Together
How AfriVest and Cooperative Development Exchange combine capabilities across the ecosystem.
Exchange Infrastructure & Technology
AfriVest provides the complete exchange technology stack, order matching, settlement, custody, and reporting systems powered by blockchain with institutional-grade security.
Cooperative Onboarding & Tokenization
AfriVest's tokenization platform converts cooperative debentures into digital instruments, managing the full lifecycle from structuring and issuance to trading and redemption.
Investor Access & Distribution
AfriVest's ecosystem connects CDE with institutional investors, diaspora communities, and retail participants, providing broad distribution for cooperative instruments.
Regulatory Framework & Licensing
AfriVest's compliance infrastructure ensures CDE operates within SECZ, FATF, and cross-border regulatory requirements, with plans for expansion to additional African jurisdictions.
Integration with Co-operative Assets App
CDE is designed for seamless integration with AfriVest's Co-operative Assets App, enabling cooperative members to invest, trade, and manage their debenture portfolios from a single mobile interface.
Joint Projects
Projects where AfriVest and Cooperative Development Exchange are working together, each shown at its current stage.
Cotton Production Offering (Target)
A pioneering tokenized agricultural commodity debenture in Africa, designed to finance 100,000+ smallholder cotton farmers through Co-op Pay SACCO with targeted 9.5% coupon and institutional-grade securitization.
SECZ Licensing & Regulatory Approval
Securing Securities and Exchange Commission of Zimbabwe licensing for the digital exchange, establishing the regulatory precedent for tokenized cooperative instruments in Africa.
Pan-African Cooperative Exchange Network
Expanding CDE to additional African jurisdictions, creating a network of interconnected cooperative exchanges enabling cross-border investment and trade.