How It Works
- AfriVest
- How It Works
How it works
How AfriVest Works: Your Gateway to Africa’s Cooperative Economy

Investment
Vetting Cooperatives for
Investment Readiness
The journey starts with trust and rigorous due diligence. AfriVest, in partnership with Co-ops Africa (Pty) Ltd, identifies and vets high-potential cooperatives across diverse sectors:
Agriculture
Mining
Manufacturing
Renewable Energy
Women-led Enterprises
Through the Co-operative Assets App, cooperatives undergo
Financial and operational assessments
ESG (Environmental, Social, Governance) scoring
Legal and compliance checks
The journey starts with trust and rigorous due diligence. AfriVest, in partnership with Co-ops Africa (Pty) Ltd, identifies and vets high-potential cooperatives across diverse sectors:
Cooperative
Tokenizing Cooperative
Debentures
Historically, cooperative debentures have been confined to local markets, illiquid and inaccessible to most investors. AfriVest changes that narrative.
Once a cooperative passes vetting, its debt instruments—debentures—are converted into blockchain-based security tokens:
- $AFRIVEST Token: Represents ownership in a diversified portfolio of cooperative debentures across sectors.
- $ALW Token: Dedicated to women-led cooperatives, aligning financial returns with gender-inclusive impact.
These tokens
- Allow fractional ownership—investors can participate with as little as USD 10.
- Are compliant with financial regulations, structured as security tokens where necessary.
- Provide annual returns targeting 8–15%, derived from real cooperative cash flows.
This democratizes cooperative finance, opening it to global capital and retail investors alike.
Trading
Trading on the
Cooperative Debentures Exchange (CDE)
- Facilitates secondary trading of tokenized debentures.
- Offers transparent price discovery and market depth.
- Instant conversion to fiat via the upcoming AfriVest Debit Card, linking digital assets directly to real-world spending.

Transparency
Full Transparency & Impact Reporting
Transparency isn’t optional—it’s a core value. Every transaction, investment, and cooperative performance metric is recorded immutably on blockchain. Investors can:
- Track how funds are deployed into cooperative projects.
- Monitor repayment schedules and interest distributions.
- View real-time ESG impact metrics like job creation, sustainability efforts, and community benefits.
This level of visibility transforms trust from a promise into provable reality, making AfriVest a platform where investors confidently connect their money to meaningful impact.


Opportunity
Your Opportunity to Invest in Real Change
- Regulated investment vehicles backed by real assets.
- Competitive returns linked to Africa’s cooperative economy.
- An authentic path to contribute to sustainable, inclusive growth.
Join AfriVest today and be part of Africa’s next great success story.

About us
Join the Movement
AfriVest is on a mission to build a $36 billion digital cooperative economy by 2030, transforming Africa’s local enterprises into global investment opportunities. Whether you’re an institutional fund, impact investor, or retail participant, AfriVest offers you a transparent, compliant, and high-impact way to invest in Africa’s future.